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I remember worrying about money, because my father was the only working member of our family, and we lived in a small apartment, whereas everyone I knew seemed to live in huge and lavish houses. We lived in the US for five years when I was a child. The pay was minimal, and I put most of it into savings because I was living at home. I took the position to build up my resume.
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My first paid job was as a research assistant when I was 19. Middle- and upper-class children in India are expected to study and do well academically, and working is considered a distraction. What was your first job and why did you get it? My mother, who ran the household, has always been frugal and encouraged me to save when I started working. Growing up, my father made me paper trade stocks from the newspaper and taught me the basics of investing. Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances? When I came to Canada for my master's degree, my father paid for my tuition, and I paid for living expenses by working as a teaching and research assistant.
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They funded my undergraduate degree in India, which was cheap because I went to a government institution where tuition is subsidized. My parents both have master's degrees, and it was expected that I would at least go to graduate school. Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? Whatever is left goes into my downpayment fund.)Ĭrave: $50.84 (split with A. Savings: $1,100 ($500 goes into my TFSA, $300 into a wedding fund, and $300 into a travel fund. RRSP: $510 (I pay $255 per paycheque, and my employer matches it.) Spotify: $3.78 (I split a Spotify Family membership with four friends.) Our copay is $14 per session, and we split it.) Prime Video & YouTube Premium: $0 (I use my parents' accounts.)Ĭouples Therapy: $14 (A. Rent: $725 (For my half of an apartment I share with my fiancé, A.) Net Worth: $191,477 ($80,732 in savings for a wedding, house, and emergencies, $59,457 in a TFSA, $50,108 in an RRSP, and $1,180 in cryptocurrency)